Monday, September 30, 2013

What Will You Pay For Obamacare? Depends On Where You Live.... Katy Hall khall@huffingtonpost.com, Jan Diehm jan.diehm@huffingtonpost.com Posted: 09/25/13 EDTse

The cost of enrollment in the health care exchanges that open Oct. 1 will depend on a person's age, family size, tobacco use, income — and geographic location, with significant variation among cities and states. The average nationwide price of basic coverage was $249 a month, not including tax credits that could reduce the cost for many Americans, according to a report the Obama administration released Wednesday.
Why is the cheapest "bronze" plan just $144 in Minnesota and $425 on average in Wyoming? Prices hinge on many factors, including how much health care services cost in the region. Premiums on the health insurance exchanges also depend in part on how many insurers are competing in the local market.
Story continues below map

Infographic by Jan Diehm for The Huffington Post.
“The more choices you have, the lower the premiums,” a senior administration official told ThinkProgress. “States with few insurance companies who didn’t get a lot of new competitors this coming year, still have higher premiums.”
These prices may not reflect what consumers will actually pay, as more than half of the uninsured will be eligible for federal subsidies that would reduce the cost of coverage to less than $100 per month.
Because most Americans already have coverage through their employers or government programs, only a small slice of the population is likely to enroll in the health care exchanges. 

Thursday, September 26, 2013

My story in Sligo SDA Newsletter

This is my story as it appeared in Sligo SDA Newsletter...


http://sligochurch.org/dawns-testimony/?utm_source=September+26%2C+eWeekend&utm_campaign=New+e-Weekend&utm_medium=email

Dr. Carmen Harra, Author, Clinical Psychologist and Relationship Expert ....The 7 Things You Must Do Today..... Posted: 09/25/2013 8:23 am Huffington Post

The majority of us have learned to see life as a routine -- we've stopped thinking about what we should do and instead only think about what we need to do. But living consciously is a choice and tiny deviations from our daily grind will help us make choices that we can be proud of. Several simple actions can shift our state of mind to cultivate a sense of tranquility about our life circumstances and an understanding about the world around us that goes beyond an everyday level.
Perform these seven deeds today to strengthen your energy, advance your wisdom and elevate your awareness:
Show patience. Our patience is tested in small ways each day. It may be morning traffic, a long line at checkout, or a particularly slow person walking in front of us. Pass your challenges of patience with a bit of compassion and a large calming breath. Remember that everything can wait but nothing is worth you taking a wrongful action that can never be taken back.
Thank yourself. We thank each other all the time -- for holding doors, minor favors and common services. But when is the last time you thanked yourself? Stand in front of a mirror and smile at your reflection. Express self-gratitude in a few simple words. Thank yourself for your lifetime of hard work, your generous nature and your drive to succeed. You of all people deserve the recognition.
Tell three people you love them. How good does it feel to hear the words "I love you?" We simply don't tell our dear ones that we love them often enough. Instead, we take our time with others for granted until we no longer have them in our lives. Call three people you care about today and tell them just how much you love them. Consider calling someone you don't speak to on a daily basis, too, and expressing to them your heartfelt affection. Spreading love is contagious, and the more you share it the more you will receive it.
Take time for serenity. Our hectic schedules don't allow for much "me" time. We run around taking care of business, chores and others so that we often forget to take care of ourselves. Take 30 minutes out of your day (today and every day) simply to bond with yourself in your favorite way. Bask in the beauty of your own company. Take a walk, write down your thoughts or meditate quietly. Do whatever helps you discover your deepest layers.
Put yourself in someone else's shoes. Rarely do we understand how others feel. Instead we are quick to judge, blame, and become angry in the heat of disagreement. We don't realize how easily we would resolve our issues with others if we simply put ourselves in their shoes for just a moment. The next time you don't see eye to eye with someone or a person irritates you, halt your emotions and ask yourself, "Do I know what this person has been through today?" Pleasantly surprise others by showing compassion instead of intolerance.
Detach from your past. Granted, detaching from negative experiences in our past is easier said than done. But it is something we must all learn to do in order to progress. The easiest way to detach is to forgive, both ourselves and others, for prior mistakes. When you find yourself thinking about a hurtful memory, remind yourself that it has passed and never needs to reoccur. Force the harmful thought out of your mind and imagine a positive opposite happening in the near future.
List your ambitions. Never underestimate the power of a list. Writing down a thought or intention is your first step towards bringing it to life; it has now become a tangible object on the paper. Creating a list of what you'd like to accomplish will not only spur momentum within you, it will prioritize your needs and desires within your mind. This will help you understand where you need to start, what you will need to do, and how to proceed towards your goal. Compile an agenda of the top ten things you'd like to achieve in the next year, being honest and realistic to your specific wishes. Fold your list and carry it with you wherever you go. When faced with a significant decision, glance over your list to ensure that your actions are in accordance with your ambitions.
Our choice of actions carries us through life day by day. But when we don't expand our actions to include conscious decisions, we limit our capacity and well-being. The true power and purpose of our potential becomes evident when we interrupt our routine and introduce small reminders of grace into everyday life.
To doing only great things,
Dr. Carmen Harra

Brain Myths Believed By Most In U.S., Poll Shows

brain myths


By Rachael Rettner, Senior Writer 
Published: 09/25/2013 09:31 AM EDT on LiveScience
Nearly two-thirds of Americans mistakenly believe that humans use only 10 percent of their brains, according to a new poll on brain health.
The poll, which surveyed more than 2,000 Americans, found that 65 percent of respondents agreed with the statement "People only use 10 percent of their brains on a daily basis."
In reality, that statement is a myth. Brain imaging technology shows that people use their entire brains. Although not all parts of the brain are active at the same time (just like people don't use all their muscles at once), throughout the day, all the parts of the brain will be used.
Americans also have other misperceptions about the brain and brain diseases, according to the new poll, which was conducted by Harris Interactive on behalf of The Michael J. Fox Foundation, a nonprofit organization that funds research on Parkinson's disease. [10 Things You Didn't Know About the Brain]
For instance, those surveyed said on average they thought 36 percent of Americans would develop a brain disease in their lifetimes, but the actual number is closer to 60 percent.
And 71 percent of those surveyed agreed with the statement "Men and women are at equal risk of developing brain disease." But studies show the risk of developing certain brain diseases varies by sex. For instance, men are slightly more likely to develop Parkinson's disease, while women are more likely to develop multiple sclerosis.
Only about half of survey participants knew that loss of the sense of smell is a sign of a brain disease. A loss of smell has been linked with all brain diseases, and more than 95 percent of patients with Parkinson's disease have lost some of their sense of smell by the time they are diagnosed, the Michael J. Fox Foundation says.
One of the goals the foundation had in conducting the survey was to gauge how involved Americans feel in the search for disease cures. Just 31 percent said they thought they could personally help to find a cure.
However, "there are many ways patients and their loved ones can help accelerate the search for cures," Deborah W. Brooks, co-founder and executive vice chairman of The Michael J. Fox Foundation, said in a statement.These include"participating in clinical (human) research studies, providing a one-off blood or saliva sample for genetic testing, or even just completing a survey," Brooks said.

The Gift of Listening...